No Credit Check Bank Accounts

If you suffer from a bad credit history, you may find it difficult to open a bank account.

Bank accounts are an important part of peoples day-to-day living. It gives us somewhere to safely keep our wages, as well as accessing a wide range of services making life a lot simpler with a bank account.

Most banks will offer a basic bank account to people who cannot get a regular account - but there are now a range of bank accounts that takes this service one step further.

Bank account with no credit checks

Card One Banking and Secure Trust Banking, do not carry out a credit check on its customers - so even if your credit history is less than perfect, you will still get the bank account you`re looking for.

Not only that, but with a Card One Banking and Secure Trust Banking account, you`ll never receive any charges for going overdrawn or missing direct debit payments. The monthly fee covers the many services they provide, including your own personal Manager, who can help you with any questions or queries you might have.

Your personal Manager will also help you to budget - making sure that enough money is put aside to cover your essential costs, leaving you to spend the rest as you wish.

Why is a bank account so important?

A bank account can help you to get the most out of your finances, as well as making it much easier to keep track of your money.

Earn interest - Most bank accounts pay interest, providing you stay in credit.

Have your salary paid straight into your account - Many employers will only pay salaries into a bank account - meaning that your employment opportunities could be limited without one. Even if your employer will pay you in other ways, a bank account is by far the most convenient way of storing your money.

Get access to more facilities - One of the main advantages of having a bank account is a debit card - enabling you to pay for things without taking out any cash. You`ll also be able to set up things like direct debits for bills, which can make managing your finances a lot simpler.