The advantage of using a bad credit card
bad credit cards are available if you suffer from bad credit even ccj's accepted like with the vanquis credit card. The vanquis card is a visa credit card and sets your credit limit with you which can be raised based on your payments.
Vanquis help people who have been turned down for credit elsewhere
For many people the convenience of a credit card seems out of reach. It doesn't have to be that way. If you've been turned down elsewhere, don't despair. Vanquis look at what you can afford to pay back and help you take the first steps towards a brighter financial future.
Vanquis provide a sensible way to stay in control of your money
Use your Vanquis Visa Card sensibly and you'll be back on track in no time. Just keep up with your payments and stay within your limit. Your credit rating will be building as you go. And because Vanquis give you a sensible limit, it's easier to stay in control.
Vanquis can help you manage your money and credit limit
Vanquis are a responsible lender, Vanquis Bank will seek to provide you with a credit limit that reflects your needs and your ability to manage your account. To be considered for a credit limit increase, you should make use of your credit limit without going overlimit and make your payments on time. By using your credit limit and keeping your account in order, you demonstrate to us that you can manage your account well and can handle the monthly repayments.
Please also keep your other accounts such as credit cards, loans, catalogues, mobile phone and mortgages in order and don't take on too much debt elsewhere. Please remember this is just a guide and meeting this criteria does not guarantee you a credit limit increase. Last updated 01.06.09
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